Are yo a regular traveler who enjoys comfort and style while checking in for a flight? Your experience while traveling can be improved by using a credit card for airport lounge access, which grants access to luxury lounges at airports. In this article, we’ll introduce you to the five best credit cards for airport lounge access in India for 2023, each offering unique perks and privileges to elevate your travel experience.
1. HDFC Bank Infinia Credit Card
Joining Fee: Rs. 12,500+ GST
Annual Fee: Rs. 12,500+ GST
Minimum Income: Not specified
Lounge Access: Unlimited access to domestic and international lounges for the primary cardholder and add-on members.
Key Features: The HDFC Bank Infinia Credit Card is a premium card that offers top-tier travel benefits. In addition to lounge access, it provides concierge services, golf privileges, and reward points on spending.
2. Axis Bank Magnus Credit Card
Joining Fee: Rs. 12,500+ GST
Annual Fee: Rs. 12,500+ GST (waived on annual spend of Rs. 25 lakhs)
Minimum Income: Rs. 18 lakhs per annum
Lounge Access: Unlimited access to domestic lounge and international airport lounge for the primary cardholder and one complimentary visit per quarter for add-on cardholders.
Key Features: The Axis Bank Magnus Credit Card is tailored for high-income individuals who value luxury travel. Besides lounge access, it offers exclusive dining and lifestyle benefits.
3. American Express Platinum Credit Card
Joining Fee: Rs. 60,000+ GST
Annual Fee: Rs. 60,000+ GST
Minimum Income: For Salaried applicants, annual income should be Rs. 25,00,000, and for self-employed applicants, yearly income should be Rs. 15,00,000.
Lounge Access: Access to American Express lounges, Priority Pass, and more for the primary cardholder and add-on members.
Key Features: The American Express Platinum Credit Card is synonymous with luxury. It provides access to various types of lounges globally, along with premium lifestyle and travel privileges.
4. InterMiles HDFC Bank Diners Club Credit Card
Joining Fee: Rs. 5,000+ GST
Annual Fee: Rs. 5,000+ GST
Minimum Income: Yearly income should be Rs. 1,75,000 or more.
Lounge Access: Complimentary Priority Pass membership with unlimited visits to both domestic and international airport lounge access per year.
Key Features: This card is ideal for travelers who want to earn and redeem InterMiles for flights and hotel bookings while enjoying lounge access and other travel benefits.
5. ICICI Bank Emeralde Private Metal Credit Card
Joining Fee: Rs. 12,499+ GST
Annual Fee: Rs. 12,499+ GST
Minimum Income: Rs. 3 lakhs per month
Lounge Access: Unlimited complimentary domestic and international airport lounge visits per year for the cardholder.
Key Features: The ICICI Bank Emeralde Credit Card offers a blend of lifestyle and travel benefits, including dining discounts, complimentary golf rounds, and travel vouchers.
Choosing the Right Airport Lounge Access Credit Card
Selecting the best airport lounge access credit card for your needs depends on your travel habits and preferences. Here are some factors to consider:
Annual Fee: Evaluate whether the annual fee justifies the benefits and privileges offered by the card.
Lounge Access: Check which lounges are accessible with the card, both domestically and internationally.
Minimum Income: Ensure that you meet the income requirements for the card you’re interested in.
Additional Benefits: Look for additional perks such as reward points, travel insurance, concierge services, and dining discounts.
Usage Patterns: Consider your travel frequency and destinations to determine how often you’ll make use of the lounge access.
Complimentary Visits: Take note of the number of complimentary lounge visits provided by the card.
Also Read: Best Practices for Paying Off High-Interest Credit Card Debt
Conclusion
These five airport lounge access credit cards in India for 2023 cater to various preferences and travel needs. Whether you prefer premium luxury or want to improve your travel rewards, there’s a card on this list to enhance your airport experience. Make sure to choose the one that aligns with your lifestyle and travel habits, and you’ll be on your way to enjoying a more comfortable and rewarding travel journey.