Having a credit card has become a necessity. Not only does it provide convenience, but it also offers various benefits and rewards. One of the most trusted banks in India, SBI, offers a variety of credit cards that cater to different needs. Whether you are a frequent traveller or a shopaholic, SBI has a credit card that suits you. In this article, let’s discuss the types of SBI credit cards, their benefits, and how individuals can apply for an SBI Credit Card.
Types of SBI Credit Cards
SBI Bank offers multiple credit cards that cater to different needs. Here are some of the types of SBI credit cards:
Lifetime Free Credit Card
SBI SimplyCLICK Credit Card
If you are someone who loves to shop online, the SBI SimplyCLICK Credit Card is perfect for you. This credit card offers 10x rewards on online spends with exclusive partners like Amazon, BookMyShow, Cleartrip, and more. Additionally, you get a welcome e-gift voucher worth Rs. 500 from Amazon. The best part is that the renewal fee of this credit card can waived off on spending Rs. 1 Lakh.
Travel Credit Card
IRCTC SBI Card Premier
If you are a frequent traveller, the IRCTC SBI Card Premier is the perfect credit card for you. This credit card offers 10% value back on AC ticket fare as reward points on booking through the IRCTC website. Additionally, you get free railway lounge access across major railway stations in India and complimentary travel insurance worth up to Rs. 50 lakhs.
Cashback Credit Card
Cashback SBI Credit Card
If you are someone who loves getting cashback, the Cashback SBI Credit Card is perfect for you. This credit card offers 5% cashback on all your utility bill payments made through the SBI card mobile app. Additionally, you get 1% fuel surcharge waiver across all petrol pumps in India.
Fuel Credit Card
BPCL SBI Card Octane
If you are someone who spends a lot on fuel, the BPCL SBI Credit Card is perfect for you. This credit card offers 4.25% value back on fuel purchases at BPCL petrol pumps. Additionally, you get 1% fuel surcharge waiver across all petrol pumps in India.
RuPay Credit Card
SBI SimplySAVE Credit Card
If you are looking for a basic credit card with no frills, the SBI SimplySAVE Credit Card is perfect for you. This credit card offers 10x rewards on dining, movies, and grocery spends. Additionally, you get 1% fuel surcharge waiver across all petrol pumps in India.
Benefits and Features of SBI Credit Card
Apart from the rewards and discounts, SBI credit cards come with various benefits and features. Here are some of them:
1.Easy EMI options on big purchases
2.Balance transfer facility
3.Zero lost card liability
4.Add-on card facility for family members
5.Contactless payment facility
6.24×7 customer care service
Process to Apply for an SBI Credit Card
Now that you know the different types of SBI credit cards and their benefits, you must be wondering how to apply for them. Here are the steps:
1.Visit the SBI official website.
2.Choose the credit card that suits your needs.
3.Click on the ‘Apply Now’ button.
4.Fill in the application form with your personal and financial details.
5.Upload the required documents like identity proof, address proof, and income proof.
6.Click on the ‘Submit’ button.
Conclusion
Having a credit card has become a necessity in today’s world. SBI provides a range of credit cards that cater to different needs. Whether you are a frequent traveller or a shopaholic, SBI has a credit card that suits you. With various benefits and rewards, applying for an SBI credit card can help you secure your financial freedom. Apply for an SBI credit card today and enjoy the benefits.