Making our transactions easier and secure, credit cards are becoming a huge part of our lives. However, with so many options of credit cards in the market, choosing the best one can be a difficult task. In this article, we are going to discuss the IDFC FIRST Classic Credit Card and how it can unlock your financial freedom with seamless transactions and exclusive benefits.
Exclusive Benefits with IDFC FIRST Classic Credit Card
The IDFC FIRST Classic Credit Card comes with a plenty of benefits that make it a must-have card for all your financial transactions. Let’s take a look at some of the benefits it offers.
Movie and Dining Benefits
With the IDFC FIRST Classic Credit Card, you can enjoy up to 25% off on movie tickets through Paytm App, once per month, and dining discount of 20% at select restaurants across India. This is a great way to save money while enjoying your favourite meals and movies.
Reward Benefits
The IDFC FIRST Classic Credit Card also offers reward benefits that add value to every transaction you make. On spending Rs. 150 you will get 3X RPs for offline spends, 6X RPs for online spends, 10X RPs on your birthday, and purchases of above Rs. 20,000.
Travel Benefits
If you are a regular traveller, the IDFC FIRST Classic Credit Card is perfect for you. It offers 16 Complimentary Railway Lounge Access every year and 4 complimentary roadside assistance worth Rs. 1,399 per year. Also get 1% fuel surcharge waiver at select fuel stations across India.
Insurance Benefits
The IDFC FIRST Classic Credit Card also comes with a range of insurance benefits that provide you with added security and peace of mind. You can get a personal accident coverage of worth Rs. 2 lakhs and a lost card liability coverage of worth Rs. 25,000. The card also offers purchase protection insurance that covers you for any damage or loss to purchases made using the card.
Other Benefits
Apart from the benefits mentioned above, the IDFC FIRST Classic Credit Card also offers 15% discount at more than 3000 Health & Wellness outlets. You can also redeem 10% cashback on select products and services when you use the card to make payments.
Eligibility Criteria for IDFC FIRST Classic Credit Card
To be eligible for the IDFC FIRST Classic Credit Card, you must meet certain requirements. Here are the eligibility criteria for the card:
- Applicant must be an Indian resident.
- Should be between 21 and 60 years of age.
- Must have a stable source of income.
- Should have a good credit score.
Control Your Finances with IDFC FIRST Credit Card
The IDFC FIRST Classic Credit Card not only offers exclusive benefits but also helps you control your finances. Here are some ways in which the card can help you manage your finances:
- The card comes with an easy-to-use mobile application which allows you to track your transactions and manage your account.
- Cardholders can also set spending limits on your credit card to avoid overspending and stay within your budget.
- The card also offers EMI options on your purchases, allowing you to pay for your purchases in Instalment.
Conclusion
The IDFC FIRST Classic Credit Card is one of the best options for those who are searching for a credit card that offers exclusive benefits and helps them manage their finances. With movie and dining benefits, reward benefits, travel benefits, insurance benefits, and other benefits, this card is a one-stop-shop for all your financial needs.
Additionally, with its easy-to-use mobile app and spending limits, you can control your finances and avoid overspending. So, if you’re looking for a credit card that can unlock your financial freedom, the IDFC FIRST Classic Credit Card is definitely worth considering.