Credit cards are important tools of our lives in this modern world. They offer convenience, security, and most importantly, a way to manage our finances effectively. However, with so many credit card options available in the market, it can be tough to choose the right one that suits your financial needs. In this article, we will discuss why the IDFC FIRST Select Credit Card is the perfect choice for your financial needs.
Shopper’s Choice: IDFC FIRST Select Credit Card
The IDFC FIRST Select Credit Card is a shopper’s delight. It offers a host of benefits that make it an ideal choice for those who love to shop. With this credit card, you can enjoy discounts and cashback on your purchases from leading brands, both online and offline. Not only that, but you can also earn RPs for every purchase you make, which can be redeemed for exciting gifts and vouchers.
Benefits of IDFC FIRST Select Credit Card
Welcome Benefits
The IDFC FIRST Select Credit Card offers a host of welcome benefits. Get a joining bonus of Rs. 500 when you apply for this credit card. Additionally, you can get a 5% cashback on EMI transactions within 30 days. This makes it an excellent choice for those who are looking for a credit card that offers great welcome benefits.
Rewards with IDFC FIRST Select Credit Card
With the IDFC FIRST Select Credit Card, you can earn 10X reward points for every Rs. 125 on purchase you make above Rs. 25,000. You can get up to 10X RPs for every Rs. 125 spent on your birthday. These RPs can be redeemed for exciting gifts and vouchers. You can also earn accelerated reward points when you make purchases from select categories.
Travel Benefits
The IDFC FIRST Select Credit Card offers a range of travel benefits. You can enjoy discounts and cashback on your flight and hotel bookings. Additionally, you can get access to airport lounges across the country. This makes it an excellent choice for those who love to travel.
Movie and Dining Benefits
The IDFC FIRST Select Credit Card is a great choice for movie and dining enthusiasts. You can enjoy a Buy One Get One offer on your movie and 20% discount on dining spends. Additionally, you can get access to exclusive movie and dining events. This makes it an excellent choice for those who love to dine out and watch movies.
Insurance Benefits
The IDFC FIRST Select Credit Card offers a range of insurance benefits. You can get complimentary air accident insurance of up to Rs. 1 crore. Additionally, you can get personal accident cover worth Rs. 5,00,000 and travel insurance cover up to Rs. 22,500.
Tips to Use IDFC FIRST Select Credit Card
To make the most of your IDFC FIRST Select Credit Card, here are some tips:
1. Use your card for all your purchases to earn maximum reward points.
2. Pay your credit card bills regularly to reduce late payment fees and interest charges.
3. Use your credit card wisely and avoid overspending.
4. Keep track of your reward points and redeem them before they expire.
Also Read: WHICH CREDIT CARD IN INDIA BETTERS THE HDFC REGALIA CARD?
Conclusion
The IDFC FIRST Select Credit Card is the perfect choice for those who are looking for a credit card that offers great benefits. With a host of welcome benefits, reward points, travel benefits, movie and dining benefits, and insurance benefits, this credit card is best for all your financial needs. So, apply for the IDFC FIRST Select Credit Card today and enjoy the benefits that come with it.